Notice of the People’s Bank of China on Relevant Issues for Regulating the Administration of RMB Bank Settlement Accounts - 2006

(Notice of the People’s Bank of China on Relevant Issues for Regulating the Administration of RMB Bank Settlement Accounts. No. 71 [2006] of the People’s Bank of China)

Shanghai Headquarters, all the branches and business management departments of the People’s Bank of China, the central sub-branches of the People’s Bank of China in the capital cities of all provinces (autonomous regions), Shenzhen Central Sub-branch, all policy banks, wholly State-owned commercial banks, and joint stock commercial banks:

With regard to the information and questions reported from the implementation of the RMB bank settlement account management institution and the RMB bank settlement account management system (hereinafter referred to as account management system), we hereby give our notice as follows regarding the relevant issues in order to further regulate the administration of RMB bank settlement accounts:

I. Opening of Bank Settlement Accounts

(I) Basic Deposit Accounts

1. If a state organ or a public institution subject to budgetary administration intends to open a basic deposit account, it shall present the proof documents prescribed in Article 17 of the “Measures for the Administration of RMB Bank Settlement Accounts” (Order No. 5 [2003] of the People’s Bank of China, hereinafter referred to as the “Measures”). If, due to years of time, loss of the approval document, or other reasons, it is unable to provide the approval document or registration certificate issued by the government personnel department or the organizational structure management commission, it shall open the basic deposit account upon strength of the certificate issued by the entity at its higher level or issued by its competent administrative department, and the certificate issued by the administrative department of public finance on consenting to its opening the account.

Where there are two or more names on the approval document or registration certificate of the government personnel department or organizational structure management commission, which is presented by a state organ or a public institution subject to budgetary administration, the basic deposit account may be opened separately.

If, when the basic deposit accounts opened separately in two or more names are recorded into the account management system, such an entity has two organization codes, the organization codes corresponding to the names of the openers of the basic deposit accounts may be recorded separately; while if such an entity only has one organization code, only one organization code may be recorded, and the name of the entity on the certificate of organization code shall be consistent with the name of the opener of the basic deposit account.

2. Where a permanent agency stationed at another place opens a basic deposit account, it shall present the approval document issued by the competent government department at the place where the agency is located. With respect to a province (city) where the examination and approval on permanent agencies dispatched from other places have been nullified, each permanent agency dispatched from another place shall, for the sake of opening a basic deposit account, present the proof document issued by the government department at the place from which the agency is dispatched.

3. Where a subordinated institution of independent accounting, which is established by an entity, intends to open a basic deposit account, it shall present the license of the said entity for opening a basic deposit account and the relevant approval document. The subordinated institution of independent accounting, which is established by an entity, shall only refer to the dining hall, rest house or kindergarten of independent accounting, which is subordinated to the entity.

4. A trade union organization established under the “Trade Union Law of the People’s Republic of China” and having the legal person status of social organization may open a basic deposit account upon strength of its registration certificate of social organization legal person.

A trade union organization having no legal person status of social organization shall open a special deposit account in accordance with Article 19 of the “Measures”. The name of the account may be the entity’s name plus the nature of the funds, i.e., attaching the words “trade union” to the entity’s name.

The deposit and use of the funds in a trade union’s account shall conform to the “Trade Union Law of the People’s Republic of China” and other relevant provisions.

5. Any other organization shall, when opening an account, provide the proof issued by its competent department-in-charge or by the relevant administrative department. Such other organization shall refer to an organization, which may be established under presently effective laws and regulations, such as an owners’ committee or a villagers’ team, etc.

6. Where a depositor’s business license has been revoked by the administrative department for industry and commerce, or the administrative department for industry and commerce no longer replaces the depositor’s due business license with a new one, the bank shall not open a bank settlement account for the depositor. The opened bank settlement account shall be nullified in accordance with the relevant provisions in Article 49 of the “Measures”.

7. A depositor shall, when opening a basic deposit account, fill out the relevant information on the superior legal person or the competent entity-in-charge and the associated enterprises in accordance with Article 20 of the “Detailed Rules for the Implementation of the Measures for the Administration of RMB Bank Settlement Accounts” (Document No. 16 [2005] printed and distributed by the People’s Bank of China, hereinafter referred to as the “Detailed Rules for Implementation”). Each bank shall, in compliance with the principle of “knowing about your customers”, carefully check the information about the depositor’s superior legal person, its competent entity-in-charge and its associated enterprises, and perform the obligations of due diligence investigation.

8. The dispatched offices of state administrative departments of public finance, of taxation, or for industry and commerce, etc. may directly handle the procedures for cleaning up and verifying bank settlement accounts.

9. A depositor who does not have to provide the tax registration certificate when opening the account, as prescribe in Article 13 of the “Detailed Rules for Implementation”, shall present the document proving that it does not have to apply for the tax registration certificate or the proof issued by the taxation authority.

(II) Special Deposit Accounts

1. Where it is particularly required by the relevant provisions of the state or by the depositor’s management of funds, the name of a special deposit account opened by an entity may be the entity’s name plus the name of the internal office (department) or the nature of the funds, provided that the reserved seal specimen of the special deposit account shall be consistent with the name of the special deposit account.

When a depositor opens a special deposit account by attaching the name of the internal office (department) to the entity’s name, it shall present to the bank the proof documents on the entity’s opening the special deposit account in accordance with the “Measures” and the “Detailed Rules for Implementation”, the identity certificate of the entity’s person-in-charge, the identity certificate of the person-in-charge of the internal office (department), and the power of attorney by which the entity authorizes the internal office (department) to open the account. Meanwhile, it shall, according to provisions, fill out the “Letter of Application for Opening the Entity’s Bank Settlement Account” and the “Attached Page to the Letter of Application for Opening the Special Deposit Account by Attaching the Name of the Internal Office (Department) to the Entity’s Name” (Attached Form 1). The power of attorney by which the entity authorizes its internal office (department) to open the account shall state the following contents: the name of the entity’s internal office (department), the name of the person-in-charge of the internal office (department), and that all the legal liabilities of the internal office (department) arising out of opening, using or nullifying the account shall be borne by the authorizing entity, etc.

The depositor shall, when opening the special deposit account by attaching the nature of the funds to the entity’s name, present to the bank the proof document on the entity’s opening the special deposit account in accordance with the “Measures” and the “Detailed Rules for Implementation”. The column of “account name” on the “Letter of Application of the Entity for Opening the Bank Settlement Account” shall be the entity’s name plus the nature of the funds.

The special deposit accounts opened by attaching the name of the internal office (department) or the nature of the funds to the entity’s name shall be included into the account management system for management. Before the relevant functions of the account management system are developed, the license for opening an account shall, in case of a bank settlement account of the ratification category, be issued temporarily by way of indicating the account name on the said license by hand, and a special seal for account management shall be affixed at the position of by-hand indication. The bank shall submit a list of such kind of accounts to the local branch or sub-branch of the People’s Bank of China (the banks in Shanghai region shall submit such lists to Shanghai Headquarters of the People’s Bank of China).

2. A local construction undertaking entity shall, when opening a special deposit account, present to the bank the prescribed proof document for opening the basic deposit account, the license for opening the basic deposit account, and relevant construction undertaking and installation contracts. The depositor may draw cash from the account according to the relevant provisions of the state on cash administration.

3. A financial institution shall, when opening a special deposit account for deposit of inter-bank funds, present to the bank the prescribed proof document for opening the basic deposit account, the license for opening the basic deposit account, and the agreement signed between both parties on deposit of funds.

4. Where a national enterprise group has many subordinated institutions having no status as independent subjects to open accounts under the “Measures” and the “Detailed Rules for Implementation”, and the head company of the enterprise group or a legal person entity within the group needs to, when opening a special deposit account of collected income and business expenditure at another place by attaching the name of a subordinated institution to the head company’s name or the legal person entity’s name, provide the reserved copy of the business license of the head company or legal person entity, the original of the license for opening the basic deposit account, and the original of the identity certificate of the person-in-charge of the head company or the legal person entity according to the provisions, the matter may also be dealt with in the following ways:

The head company of the enterprise group submits the names of the subordinated institutions within the group, the name of the bank of planned deposit, a list of the account names, as well as the reserved copy of the business license of the head company of the enterprise group, the original of the license for opening the basic deposit account, and the original of the identity certificate of the person-in-charge to the head office of the bank of planned deposit. The head office of the bank of deposit shall, after checking the above-mentioned proof documents, distribute the opening information of and specific requirements for the head company of the enterprise group as well as the subordinated institutions within the group to the business office in the form of formal documents. The head company of the enterprise group or the legal person entity within the group may, when opening the account in the said bank’s business office at another place, provide photocopies of relevant proof documents. The photocopies must be indicated with the words “Conforming to the Original”, and be affixed with the seal of the head company of the enterprise group or the legal person entity within the group. The head company of the enterprise group shall be responsible for the authenticity of the relevant proof documents and the materials for opening the account which it has issued, while the head office of the bank of deposit shall take charge of examining the authenticity of the proof documents and materials for opening the account which are provided by the head company of the enterprise group.

Before going through the above-mentioned check procedures, the depositor shall not use a photocopy of the reserved copy of the business license, a photocopy of the license for opening the basic deposit account, or a photocopy of the identity certificate in place of the reserved copy of the business license, the original of the license for opening the basic deposit account, or the original of the identity certificate for the purpose of opening the bank settlement account.

(III) Temporary Deposit Accounts

The name of a temporary deposit account opened by a construction undertaking or installation entity at another place may be the construction undertaking or installation entity’s name plus the name of the project department, provided that the reserved seal specimen of the temporary deposit account shall be consistent with the name of the temporary deposit account.

When a construction undertaking or installation entity opens a temporary deposit account by attaching the name of the project department to the construction undertaking or installation entity’s name, it shall present the proof documents for the construction undertaking or installation entity to open the temporary deposit account in accordance with the “Measures” and the “Detailed Rules for Implementation”, the license of the construction undertaking or installation entity for opening the basic deposit account, the identity certificate of the person-in-charge of the construction undertaking or installation entity, the identity certificate of the project department’s person-in-charge, and the power of attorney by which the construction undertaking or installation entity authorizes the project department to open the account. Meanwhile, it shall, according to provisions, fill out the “Letter of Application for Opening the Entity’s Bank Settlement Account” and the “Attached Page to the Letter of Application for Opening the Temporary Deposit Account by Attaching the Name of the Project Department to the Construction Undertaking Enterprise’s Name” (Attached Form 2). The power of attorney by which the construction undertaking or installation entity authorizes the project department to open the account shall state the following contents: the name of the project department, the name of person-in-charge of the project department, and that all the legal liabilities of the project department arising out of opening, using or nullifying the account shall be borne by the construction undertaking or installation entity, etc.

The temporary deposit accounts opened by attaching the name of the project department to the construction undertaking or installation entity’s name shall be included into the account management system for management. Before the relevant functions of the account management system are developed, the license for opening an account shall be issued temporarily by way of indicating the account name on the said license by hand, and a special seal for account management shall be affixed at the position of by-hand indication. The bank shall submit a list of such kind of accounts to the local branch or sub-branch of the People’s Bank of China (the banks in Shanghai region shall submit such lists to Shanghai Headquarters of the People’s Bank of China).

II. Modification and Nullification of Bank Settlement Accounts

(I) For a special deposit account which is opened by a depositor by attaching the name of an internal office (department) to the entity’s name, such particulars as the name, telephone, address and postcode of the internal office (department), the name of the person-in-charge of the internal office (department), as well as the kind and number of the certificate shall also be modifiable. The depositor shall, when modifying the foregoing account information, fill out the “Attached Page to the Letter of Application for Modifying the Special Deposit Account Opened by Attaching the Name of the Internal Office (Department) to the Entity’s Name” (Attached Form 3), and present the proof document of the relevant department.

The procedures for nullification of this type of special deposit accounts shall be the same as those for nullification of other bank settlement accounts.

(II) For a temporary deposit account which is opened by a construction undertaking or installation entity by attaching the name of a project department to the construction undertaking or installation entity’s name, such particulars as the name, telephone, address and postcode of the project department, the name of the person-in-charge of the project department, as well as the kind and number of the certificate shall also be modifiable. The depositor shall, when modifying the foregoing account information, fill out the “Attached Page to the Letter of Application for Modifying the Temporary Deposit Account Opened by Attaching the Name of the Project Department to the Construction Undertaking Enterprise’s Name” (Attached Form 4), and present the proof document of the relevant department.

The procedures for nullification of this type of temporary deposit accounts shall be the same as those for nullification of other bank settlement accounts.

(III) After a depositor applies for nullification of a bank settlement account of the ratification category, the bank of deposit shall serve the license for opening the account and the “Letter of Application for Nullification of the Bank Settlement Account” on the local branch or sub-branch of the People’s Bank of China (the banks in Shanghai region shall serve such documents on Shanghai Headquarters of the People’s Bank of China). If the depositor meets the conditions for nullification of the account, Shanghai Headquarters or the local branch or sub-branch of the People’s Bank of China shall sign its check opinions at the blank position of the “Letter of Application for Nullification of the Bank Settlement Account”, and return the bank-of-deposit page of the “Letter of Application for Nullification of the Bank Settlement Account” to the bank of deposit for preservation, and shall nullify the account via the account management system; meanwhile, it shall return the depositor page of the “Letter of Application for Nullification of the Bank Settlement Account” to the depositor via the bank of deposit.

If the depositor fails to meet the conditions for nullification of the account, Shanghai Headquarters or the local branch or sub-branch of the People’s Bank of China shall sign its check opinions at the blank position of the “Letter of Application for Nullification of the Bank Settlement Account”, and return the bank-of-deposit page of the “Letter of Application for Nullification of the Bank Settlement Account” to the bank of deposit for preservation; meanwhile, it shall return the license for opening the account, and the depositor page of the “Letter of Application for Nullification of the Bank Settlement Account” to the depositor via the bank of deposit.

III. Management of Bank Settlement Accounts

(I) Method of Archival Filing of the Bank Settlement Accounts of the Archival Filing Category

A bank shall, via the account management system, report the bank settlement accounts of the archival filing category to Shanghai Headquarters or the local branch or sub-branch of the People’s Bank of China for archival filing, without having to submit paper materials.

(II) Check of Payment Vouchers

1. Where each sum of money paid by an entity to a personal bank settlement account from its own bank settlement account exceeds 50,000 Yuan, the entity shall provide its bank of deposit with the relevant payment voucher prescribed in Article 40 of the “Measures”. The bank shall check the relevant payment voucher and preserve a photocopy of the proof document.

2. Where an individual brings an unendorsed bank draft or bank promissory note with his entity as the applicant and he himself as the payee to make presentation to the bank of deposit for payment, and transfers the money into his personal bank settlement account, only the payment bank needs to check his payment voucher at the time of drawing, while beneficiary bank does not need to check the receipt.

(III) Long Suspended Bank Accounts

1. With respect to a long suspended bank account that is short of such important elements as the depositor’s name, the number of the industrial and commercial business license, the organization code, or the number of the tax registration certificate, etc., the bank shall deal with it in accordance with Article 51 of the “Measures”. Such accounts shall temporarily not be included into the account management system for management, and the bank concerned shall submit a list of the accounts to the local branch or sub-branch of the People’s Bank of China (the banks in Shanghai region shall submit such lists to Shanghai Headquarters of the People’s Bank of China).

The long suspended bank accounts short of other basic elements such as the depositor’s address or telephone, etc. shall be included into the account management system for management. The bank of deposit shall, when recording such accounts into the account management system, input “9999” into the column of absent elements.

2. Where a depositor has a long suspended bank account, the bank shall not open or modify other bank settlement accounts for it.

3. The bank settlement account of an entity that has not made payment or collection for one year or longer and still owes bank loans may also be included as a long suspended bank account into the account management system for management.

(IV) After finishing the cleanup and verification work, the bank shall submit to the local branch or sub-branch of the People’s Bank of China a list of the bank settlement accounts for which the cleanup and verification procedures have not been gone through (the banks in Shanghai region shall submit such lists to Shanghai Headquarters of the People’s Bank of China). Each local branch or sub-branch of the People’s Bank of China shall submit a list of the uncleaned-up and unverified bank settlement accounts level by level to the branch, business management department, central sub-branch of the capital city of the province (autonomous region) of the People’s Bank of China, or Shenzhen Central Sub-branch thereof, and then Shanghai Headquarters of the People’s Bank of China, the branch, business management department, central sub-branch of the capital city of province (autonomous region) of the People’s Bank of China and Shenzhen Central Sub-branch thereof shall make announcements to the general public. If, after two months since the announcement is made, any depositor still has not gone through the cleanup and verification procedures, the bank of deposit shall, when the depositor makes payment or settlement for the first time, require the depositor to go through the cleanup and verification procedures before making the payment or settlement.

(V) Establishing and Improving the System of Re-checking Bank Settlement Accounts

Shanghai Headquarters, each branch and sub-branch of the People’s Bank of China, and each bank shall establish and improve the system of re-checking bank settlement accounts, strengthen internal control and management, and prevent the bank settlement accounts from being disposed of once for all. The specific measures are as follows:

1. A bank of deposit shall arrange two persons to examine the authenticity, entirety and regularity of the application materials submitted by the depositors for opening accounts, and make confirmation by affixing seals.

2. Shanghai Headquarters, each branch and each sub-branch of the People’s Bank of China shall designate special persons (not temporary staff) to check the entirety and regularity of the application materials submitted by the banks of deposit for opening accounts; after the application materials for opening an account are found to have no error after the check, they shall register the application materials on the delivery list (the contents shall include the depositor’s name, the name of the bank of deposit, the kind of application materials, and such elements as the name, time, checker, recording clerk, etc., and the format may be designed by Shanghai Headquarters or each branch or sub-branch itself), and then deliver the list to the account management system recording clerk.

3. The account management system recording clerk shall, after finding from confirmation that the received application materials for opening an account and the received delivery list have no error, ratify the bank settlement account according to relevant working rules, print the license for opening the account, and hand it over to the senior manager of the account management system.

4. The senior manager of the account management system shall, before affixing the special seal for account management on the license for opening an account, check again the important information in the depositor’s written application materials for opening the account, such as the depositor’s name, the number of the industrial and commercial business license, the organization code, and the number of the tax registration certificate, etc., and contrast the said information with the relevant information stored in the account management system. He may not affix the special seal for account management until no error is found from the contrast.

(VI) Management of Licenses for Opening Accounts

Where a depositor loses its license for opening an account, it shall make an announcement on the loss via the newspaper media, declaring invalidity of the license for opening an account. The depositor shall, when filing an application for issuance of a new license for opening an account, present the proof of loss and the proof on the announcement of the loss. Shanghai Headquarters, or the branch or sub-branch of the People’s Bank of China shall issue a new license for opening an account in accordance with Article 43 of the “Detailed Rules for Implementation”.

(VII) Strictly Implementing the Bank Settlement Account Management System

Shanghai Headquarters, each branch and each sub-branch of the People’s Bank of China, as well as each bank shall strictly implement such rules as the “Measures”, the “Detailed Rules for Implementation”, and the “Measures for Handling the Business of RMB Bank Settlement Account Management System” (No. 13 [2005] printed and distributed by the People’s Bank of China), and handle the bank settlement account business via the account management system. The bank shall take charge of examining the authenticity, entirety and regularity of the depositor’s application materials for opening the account, and shall examine the original of the depositor’s proof documents on opening the account (unless otherwise prescribed by the People’s Bank of China). Shanghai Headquarters, each branch and each sub-branch of the People’s Bank of China shall take charge of checking the entirety and regularity of application materials for opening the bank settlement accounts of the ratification category, as well as the uniqueness of the depositor who opens the basic deposit account.

(VIII) Shanghai Headquarters, each branch, business management department of the People’s Bank of China, the central sub-branch of the People’s Bank of China in the capital city of each province (autonomous region), and Shenzhen Central Sub-branch shall, in accordance with the “Measures”, the “Detailed Rules for Implementation”, the “Measures for Handling the Business of RMB Bank Settlement Account Management System”, the “Notice of the General Office of the People’s Bank of China on Doing a Good Job in Centralized Report and Education of Personal Bank Settlement Accounts” (No. 196 [2005] of the People’s Bank of China), the “Notice of the General Office of the People’s Bank of China on Doing a Good Job in Transferring the Data of Personal Bank Settlement Accounts” (No. 261 [2005] of the People’s Bank of China), and other relevant provisions, do a good job in daily management of bank settlement accounts. If the account management system meets with a major breakdown during normal operation, any abnormal circumstance arises out the report, education or transfer, etc. of personal bank settlement account, thus affecting the work on the bank settlement accounts, Shanghai Headquarters, or the branch or sub-branch of the People’s Bank of China shall immediately report to the Payment System Department of the People’s Bank of China, and then formally report the relevant detailed information.

IV. Regulating the Settlement of the Incidents of Forging or Altering Proof Documents on Opening Accounts

(I) Where a bank finds in its bank settlement account business any act of forging or altering the proof documents on opening the account, it shall withhold the letter of application for opening the account and the original of the forged or altered proof documents on opening the account, photocopy and keep other application materials for opening the account, and timely submit them to the local branch or sub-branch of the People’s Bank of China (the banks in Shanghai region shall submit such lists to Shanghai Headquarters of the People’s Bank of China). Shanghai Headquarters, the local branch or sub-branch of the People’s Bank of China shall further verify whether the depositor has forged or altered the proof documents on opening the account.

Where Shanghai Headquarters, or any branch or sub-branch of the People’s Bank of China finds any forged or altered proof document on opening the account when it checks a depositor’s application materials submitted by the bank of deposit for opening the account, it shall withhold a photocopy of the proof document on opening the account, and the letter of application for opening the account, as well.

(II) With respect to a bank settlement account opened by way of forging or altering the proof documents on opening the account, the bank of deposit shall immediately stop handling the payment and settlement business for the bank settlement account, and notify the depositor to immediately have the bank settlement account nullified.

(III) With respect to the depositors who forge or alter proof documents on opening the account, Shanghai Headquarters, the local branches and sub-branches of the People’s Bank of China shall punish them in accordance with Article 64 and Article 68 of the “Measures”.

Where a depositor forges or alters an identity certificate, an industrial and commercial business license, a tax registration certificate, a certificate of organization code, or a proof document of public finance, Shanghai Headquarters or the local branch or sub-branch of the People’ Bank of China shall circularize the relevant information to the administrative departments of public security, for industry and commerce, of taxation, of quality (technical) supervision, and of public finance, etc.

Where any illegal depositor (i.e., the depositor is not a lawfully established entity) opens an entity bank settlement account by fraud, Shanghai Headquarters or the local branch or sub-branch of the People’s Bank of China shall report the case to the local public security administrative department.

(IV) With respect to the depositors who alter, profiteer in, lease or lend the licenses for opening accounts, or illegally assign licenses for opening accounts in other forms in the incidents of forging or altering proof documents on opening accounts, Shanghai Headquarters, the local branches and sub-branches of the People’s Bank of China shall punish them in accordance with Article 80 of the “Administrative License Law”.

(V) With respect to the banks that provide false application materials for opening accounts to obtain the licenses for opening bank settlement accounts of the ratification category from the People’s Bank of China by fraud in the incidents of forging or altering proof documents on opening accounts, Shanghai Headquarters, the local branches and sub-branches of the People’s Bank of China shall punish them in accordance with Article 67 of the “Measures”, and shall focus on inspecting their bank settlement account business.

(VI) Shanghai Headquarters of the People’s Bank of China, the local branches and sub-branches shall timely circularize the incidents of forging or altering proof documents on opening accounts and the punishment results to all banks within their respective jurisdictions, and require all banks to heighten vigilance and strengthen prevention; meanwhile, they shall report the incidents of forging or altering proof documents on opening accounts and the punishment results to their respective superior banks.

The relevant issues for military entities and entities of central budget to open accounts and the administration thereof shall be noticed separately.

The present Notice shall come into force on the date of distribution. Shanghai Headquarters, all branches, business management departments of the People’s Bank of China, central sub-branches of the People’s Bank of China in the capital cities of provinces (autonomous regions) and Shenzhen Central Sub-branch shall transmit the present Notice to the urban commercial banks, rural commercial banks, rural cooperative banks, urban and rural credit cooperatives and foreign capital banks in the provinces (autonomous regions, and municipalities directly under the Central Government) where they are respectively located. All entities are requested to timely report the information on implementation and the problems they meet in the process of implementation to the headquarters of People’s Bank of China.

Attached Forms:

1. Attached Page to the Letter of Application for Opening the Special Deposit Account by Attaching the Name of the Internal Office (Department) to the Entity’s Name

2. Attached Page to the Letter of Application for Opening the Temporary Deposit Account by Attaching the Name of the Project Department to the Construction Undertaking Enterprise’s Name

3. Attached Page to the Letter of Application for Modifying the Special Deposit Account Opened by Attaching the Name of the Internal Office (Department) to the Entity’s Name

4. Attached Page to the Letter of Application for Modifying the Temporary Deposit Account Opened by Attaching the Name of the Project Department to the Construction Undertaking Enterprise’s Name

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